UnderstandingMedicare Enrollment Periods

There is a Special Enrollment Period from December 8 to November 30 during which you can switch to a 5-star-rated plan. 

If you are enrolled in a Medicare Advantage plan or Prescription Drug plan and move out of the plan’s service area you will be able to choose a new plan.

The enrollment period timeframe depends on when you notify your plan of the move. If you tell your plan before you move, your chance to switch plans runs from the month before the month you move and until two months after you move. If you tell your plan after you move, your chance to switch plans begins the month you tell your plan, plus two more full months.

💡  If you are moving to a new address that is still in your
plan’s service area but will have new plan options available to
 you, you can use this enrollment period.

Once you have returned to the United States, your Medicare Parts A and B should be reinstated. You can then enroll in a new Medicare Advantage plan or Prescription Drug plan. The enrollment period begins the month you move back and continues for two more months.

You can choose to enroll in a new Medicare Advantage plan or Prescription Drug plan. Your enrollment period will end two months after you move out and your new plan will begin the month after you complete your enrollment application.

I am discontinuing the coverage I get through my employer (including COBRA).

If you have employer group coverage you can discontinue the coverage and enroll in a Medicare Advantage plan or Prescription Drug plan. Your new plan’s effective date can be up to three months after the month you complete the enrollment application.

I am losing my employer-sponsored coverage.

You can enroll in enroll in a Medicare Advantage plan or Prescription Drug plan. Your enrollment period starts the day you are notified that you will lose coverage and ends two full calendar months after you received notice or after your coverage ends, whichever is later.

I have been notified that my employer sponsored coverage is no longer going to be creditable.

You can enroll in a Medicare Advantage plan or Prescription Drug plan starting the day you are notified that your coverage will no longer be creditable and ending two calendar months after you received notice or after your creditable coverage status ends, whichever is later.

⚠️ Did your employer fail to tell you that your coverage was not creditable, or did you learn of the loss of creditable coverage after the change took place?  You may also qualify for a special enrollment period.

You can enroll in a Medicare Advantage plan, Prescription Drug plan or a Dual-Eligible Special Needs Plan. The special enrollment period starts the month you become eligible for Medicaid and have Medicare Parts A and B and lasts as long as you have both Medicare and Medicaid.

This enrollment period can be used one time January – March, April – June and July – September. Your coverage will begin the first of the month after you complete your enrollment application.

Whether you qualify for more or fewer benefits, you can enroll in a Medicare Advantage plan, Prescription Drug plan or a Dual-Eligible Special Needs Plan within three months of the change, or notification of a change, whichever is later. Your new plan will begin the month after you complete your enrollment application.

You can enroll in a Medicare Advantage plan or Prescription Drug plan within three months of the plan loss, or notification of the loss, whichever is later. Your new plan will begin the month after you complete your enrollment application.

You can enroll in a Medicare Advantage plan or Prescription Drug plan starting the month you are notified that you will be losing your plan until three months after your Dual-Eligible Special Needs Plan coverage ends. Your new plan will begin the month after you complete your enrollment application.

You can enroll in a Medicare Advantage plan or Prescription Drug plan starting the month you become eligible for Extra Help and lasting as long as you have Extra Help.

You will be able to enroll in a Medicare Advantage plan or Prescription Drug plan within three months of the change, or notification of a change, whichever is later. Your new plan will begin the month after you complete your enrollment application.

You will be able to enroll in a Medicare Advantage plan or Prescription Drug plan within three months of the loss, or notification of the loss, whichever is later. Your new plan will begin the month after you complete your enrollment application.

You are given one special enrollment period per year to enroll into a Medicare Advantage plan with prescription drug coverage or a Prescription Drug plan. Your new plan will begin the month after you complete your enrollment application.